With over 150 years of combined experience in commercial credit, B2B collections, predictive modeling, and data security, plus more than a decade working inside the cannabis industry, the Reklaim Credit Solutions team is dedicated to one thing: helping cannabis operators know who won’t pay, Before they don’t pay.
MEET THE TEAM

Kraig G. Fox
Co-Founder and Chief Executive Officer
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Samuel R. Fensterstock
Co-Founder and Chief Revenue Officer
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Albert “Albie” Fensterstock
Co-Founder and Chief Data Scientist
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Bob McCarthy
Co-Founder and Chief Technology Officer
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Mick Frederick
Co-Founder, Data Security and Platform Operations
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Ben Baker and Julian Baneth
Chief Technologists
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Kraig G. Fox, Co-Founder and Chief Executive Officer

Kraig G. Fox is a seasoned advisor, investor and operator in the music, live entertainment, media and cannabis industries. Over a 30 + year career, Mr. Fox has been a founding member and lead strategist behind some of the world’s leading media and entertainment companies and has overseen strategic M&A in excess of $10b.
Mr. Fox began his career working with Robert FX Sillerman in the consolidation of the United States radio industry in the early 1990’s. After an aggressive acquisition strategy, those stations were sold off to form the foundation for what today is iHeart Media. Following the sale, Mr. Fox was part of the founding team of what is now Live Nation where he was Chief Corporate Development Officer from 1995 until 2000 overseeing the global consolidation of the live entertainment industry into the world’s largest owner and operator of live entertainment promoters and producers.
Following the sale of Live Nation, Mr. Fox was a founder and Chief Operating Officer of Core Media where he ultimately oversaw the operations of this publicly traded company, including the estate of Elvis Presley, the intellectual property rights of Muhammad Ali, American Idol (including television, records, live tours, artist management and sponsorships) and So You Think You Can Dance. Core Media was ultimately sold to Apollo Global Management in a “go private” transaction.
Following the sale of Core Media, Mr. Fox became a Senior Managing Director of Eldridge Industries (a successor entity to the media assets of Guggenheim Partners) where he focused on Eldridge’s overall strategy in the media and entertainment spaces, as well as the management of its media and entertainment investments, which included dick clark productions, Billboard Magazine and the Hollywood Reporter.
Since 2014, Mr. Fox has been an active investor, advisor and operator in the cannabis space and is a managing partner of a boutique cannabis fund. Mr. Fox is also the founder and principal of U-Bet Advisory, a media, live event and cannabis advisory business where he focuses on executive coaching, strategic planning, M&A and capital raising.
Mr. Fox is a graduate of Syracuse’s University’s SI Newhouse School of Public Communications where he was named part of the 50 Forward, acknowledging the accomplishments of 50 Newhouse Alumni in celebration of the school’s 50th anniversary. Mr. Fox also has a JD from Hofstra University’s Maurice A. Dean School of Law.
Sam Fensterstock, Co-Founder and Chief Revenue Officer

Sam Fensterstock has spent 35 years in the commercial credit, collections, and accounts receivable industry, which Reklaim now brings to cannabis. In 1992, he was a co-founder of F&D Reports, now RetailStat, where he helped develop and bring to market the first fundamental financial and credit analysis company analyzing the major retail chains in the USA. Then, in 1995 he co-founded CreditRiskMonitor, the first internet-based financial analysis and credit reporting platform for commercial credit professionals, helping define a category that did not previously exist. He later served as Senior Vice President of Business Development at PredictiveMetrics, a scoring firm founded by the former head of scoring at Dun and Bradstreet, where he grew revenue tenfold ahead of its acquisition by FIS.
He went on to spend fourteen years as Senior Vice President of Business Development at AG Adjustments, one of the largest B2B commercial collection agencies in the United States, where he helped more than double revenue and drew the private equity transaction that formed Cadex Solutions. Across three companies and a reverse IPO, an acquisition, and a private equity exit, the discipline has been consistent: process, accountability, and execution.
That experience maps directly onto the cannabis opportunity. The same accounts receivable problems Sam has solved for decades in mainstream industries exist in cannabis in a more acute form, magnified by federal banking constraints, fragmented state markets, and the absence of any shared credit standard. As Chief Revenue Officer, he will lead the contributory network that sits at the center of Reklaim’s model, bringing operators and suppliers into the data-sharing relationships that make forward-looking credit intelligence possible.
Mick Frederick, Co-Founder, Data Security and Platform Operations

Mick Frederick is a co-founder of Reklaim Credit Solutions and leads the company’s data security architecture and platform operations function, as well as customer support and service. Mick brings decades of hands-on experience building, operating, and securing commercial SaaS platforms at scale. His background spans enterprise software development, data governance, and advanced customer relationship management, disciplines that are central to Reklaim’s mission of building a trusted, anonymized data network where contributor confidentiality is paramount.
Mick’s operational experience across multi-tenant SaaS environments informs Reklaim’s “Trust Architecture,” the proprietary framework that ensures raw ledger data and customer lists are never exposed to other network participants. His work ensures that the platform meets institutional data security standards from day one.
Bob McCarthy, Co-Founder and Chief Technology Officer

Bob McCarthy is the President and CEO of Excorr Inc., and a co-founder of Rootz.ai. An MIT-educated data engineer and strategic technology product manager, Bob has spent his career at the intersection of advanced software architecture, predictive modeling, and system optimization. He holds multiple patents and has a track record of translating complex data science into production-ready commercial systems.
Bob serves as Reklaim’s Chief Technology Officer, providing direct technical oversight of the company’s data pipeline architecture, ML model deployment, and platform scalability strategy. His involvement goes beyond strategic guidance. Bob is a founder, investor, and active participant in Reklaim’s engineering process, providing a senior technical check on the work of the chief technologist team.
Ben Baker and Julian Baneth, Chief Technologists

Julian Baneth and Ben Baker serve as Reklaim’s Chief Technologists and lead all engineering activity across the company’s dual-track development program, the Web Application and the Data Pipeline, targeting an August 2026 public launch. Both are experts in economic research, machine learning, and quantitative modeling, and bring the technical depth required to build a production-grade, cannabis-specific credit intelligence platform from the ground up. Ben and Julian collectively bring expertise in the latest technologies, including machine, learning and artificial intelligence to the over 50 year career of Albie Fensterstock in predicting credit.
Albert “Albie” Fensterstock, Co-Founder and Chief Data Scientist

For the past 40 years, Albie has been a driving force in commercial credit and collections, building analytics, scoring models, and delivery systems that helped define the commercial credit information and risk analysis space today.
Albie was a co-founder of both RetailStat and CreditRiskMonitor, where he helped develop all aspects of the service deliverables, analytical frameworks, scoring models, and delivery methods that brought both companies to market. He then became a consultant to PredictiveMetrics, at the time one of the leading custom credit and collection scoring and modeling companies in the country, started by the former leaders of the scoring group at D&B. His work helped lead the company to its acquisition by FIS in 2011.
For the past 15 years, Albie has led Albert Fensterstock Associates, a boutique consulting firm specializing in machine learning and neural network modeling for commercial credit and collections.
Before entering the credit risk space, Albie spent many years as a consultant for several large accounting and consulting firms and spent most of the late 1970s and early 1980s as CFO and CIO of Hebrew National Kosher Foods.
Albie holds an undergraduate degree from MIT and a graduate business degree from Columbia University.
At Reklaim, Albie architects neural network ensemble models that turn real accounts receivable data from real cannabis operators into credit scores, credit limits, and credit reports built specifically for the legal cannabis B2B market.